Zero Interest* Program

A BETTER™ way to finance travel.

Zero Interest* Program

Giving YOU a BETTER™ way

to finance YOUR travel.

Powered by Flexiti

Why is it Better?

As per the examples below of a family of 4 booking an all-inclusive trip, it clearly demonstrates the total eventual costs via different financing methods and the Z.I.P. difference.

(Photo: traveller checking an item off theirbucket list)

How it Works

One Time Low Financing Fee - No OngoingHigh Interest - No Surprises

Finance your travel over 3, 6 or 12 months with Zero Percent Interest.*

Defer your payments or pay in equal monthly payments* and simply pay a one-time finance service charge.**

Payments tailored to your needs

How Do I Qualify?

Through a simple and secure agent to consumer process, you can be qualified in a Z.I.P., making the qualification, payment and booking process a breeze.

Don’t Delay Your Dreams.

Just Your Payments*!

(Photo: Traveller taking a selfie underwatersnorkeling)

Flexible Financing

Our Canadian financing partner, Flexiti helps power the Z.I.P. program,

offering a simple, instant and more affordable way to travel.

Quick and Easy

Flexiti is 100% paperless, which means no paperwork, scanning, signing or mailing. Plus, get approved in less than 3 minutes*!

Manage Your Payments Conveniently

Make payments quickly and easily using your own online banking account

Have questions?

Call Flexiti at 1-877-259-3745

*O.A.C. Subject to terms of your Flexiti cardholder agreement. Offer validfor residents of Canada (excluding Quebec). For no payments deferred plans, nopayments are required during the promo period, except for payment protectioninsurance premiums and taxes, if applicable, which are billed monthly. Interestat the cardholder agreement annual interest rate (Account AIR) accrues duringthe promo period and will be charged if the balance is not paid in full by thepromo expiry date. For equal monthly payment plans, no interest will accrueduring the promo period and monthly payments include premiums for paymentprotection insurance and fees, if applicable. If any payment is missed, thepromo offer may be cancelled and upon cancellation, interest will be calculatedat the Account AIR. Initial Account AIR is disclosed upon approval, variesbased on cardholder’s creditworthiness at time of application and does notexceed RBC prime + 33.29%. Any balance at the end of the promo period bearsinterest at the AIR. Admin fees apply and will be financed with purchase; feeamounts are based on purchase amount and promotional term length, ask a salesrepresentative for details. Promos and terms may be changed without notice.Conditional upon ID verification and on approved credit and valid email addressrequired. Applications may be subject to a secondary, manual review. Financingprovided by Flexiti Financial. Flexiti and the Flexiti design are trademarks ofFlexiti Financial Inc.

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